|
Buying your first home is an exciting and rewarding time. It can also be a challenging time learning how to navigate your way through a field of property and finance issues that are new to you.
Commonwealth Capital Mortgage provides a wide range of information and tools to help guide you through this experience and make the dream of owning your first home a reality.
Contact us to find out how.
A Brief Guide To Your First
House
1. Book an appointment
with a Commonwealth Capital
Mortgage to review:
First Time
Home Owners programs and
eligibility;
Borrowing
capacity;
Required
savings;
Budget; and
Home
loan
pre-approval.
2. Determine your needs
and wants in your dream house
3.
Find your dream house
based on:
Your
needs and wants
How
much you can realistically
afford and
Your
approved loan amount
4. Negotiate the Purchase
Price: Stick to your limit;
Escrow: The amount to be paid
via deposit;
Closing Terms: Each State has
different standards, but it is
always a negotiable point.
(ensure sufficient time is
allowed for your home loan to be
approved and finalized)
5. Inspections
Termite Inspection
House
Inspection
6. House repairs based
on findings of inspections (if
required)
7. Close on your new
house
8. Move in to your
dream home!
|
