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1.  Book an appointment with a Commonwealth Capital Mortgage to review:
            First Time Home Owners programs and eligibility;
            Borrowing capacity;
            Required savings;
            Budget; and
            Home loan pre-approval.

2.  Determine your needs and wants in your dream house

3.  Find your dream house based on:
             Your needs and wants
             How much you can realistically afford and
             Your approved loan amount
            
4.  Negotiate the Purchase
         Price: Stick to your limit;
         Escrow: The amount to be paid via deposit;
         Closing Terms: Each State has different standards, but it is always a negotiable point.  
               (ensure sufficient time is allowed for your home loan to be approved and finalized)

5.  Inspections
           Termite Inspection
            House Inspection

6.  House repairs based on findings of inspections (if required)

7.  Close on your new house

8.  Move in to your dream home!